I agree with the above suggestion because I have been saving money on a regular basis. There have been plenty of emergencies that I have overcome and opportunities that I have met with the money that I have saved. A constructive way of doing this, is to take 10% of all monies that come into my regular possession and save it. I never missed that money either. No matter where the money came from I stored a piece of it away. If I got a $2,000.00 tax return, I'd put away $200.00. If I got a $100.00, I'd save $10.00 of it. If I found $10.00, I'd save $1.00 of it.
To figure out what 10% of your money is, it must be converted to decimal form (.10). Then you multiply your total money amount by that decimal form.
The formula for arriving at how much you should save is:
m X .10 (10%)
m = Your Money
$315.40 X .10 = $31.54
Pull that 10% out first and then use the rest to pay your bills. You will be amazed at how much you can save in a short amount of time. Another way to save money is to resist Racism (White Supremacy).
As a "non-white" person in a system of Racism (White Supremacy), you are subject to finding non-constructive ways to alleviate (temporarily) the stress from being victimized. There are Racists who are aware of this and they seek to profit from your misery by providing you with cigarettes, drugs, and alcohol. If you are in the habit of spending your money on these things regularly cutting back on them can help you save money.
Cigarettes are from $4.00 and $7.00 a pack around the so-called U.S.A.
You will have to spend at least $3.00 to get that buzz from getting your "drank on" everyday.
And you have to spend at least what? $20.00? on "some trees" (marijuana).
If you spend your money on these items on a per week basis, your wasting about $30.00 X 4 weeks (sometimes 5 weeks) which is $120.00 to $150.00 a month!
What can you do with that much money?